Released on = March 29, 2006, 3:23 pm

Press Release Author = The Combined Group

Industry = Small Business

Press Release Summary = Insurance agents in the highly competitive commercial lines
markets can make productivity gains of up to 10 percent and more with a new service
from The Combined Group, a national leader in online insurance services. The
Automatic Commercial Auto Application pre-fills application blanks with pre-stored
data for agents who use The Combined Group's QuoteExpressT quoting and binding
system. Time saved in the application process can be redirected to more face time
with customers.


Press Release Body = CARROLLTON, Tex., March 30, 2006 - Insurance agents in the
highly competitive commercial lines markets have a new tool to help them do more
work in less time and make binding offers for commercial automobile business, thanks
to the newest service offering from The Combined Group, a national leader in online
insurance services.

The Automatic Commercial Auto Application pre-fills application blanks with
pre-stored data for agents who use The Combined Group\'s QuoteExpressT quoting and
binding system. Time saved in the application process can be redirected to more face
time with customers.

The Combined Group created the service expressly to give field agents a process that
saves them time and money, while improving service to the agents\' clients. Michael
Hardin, executive vice president of Marketing, says the combination of a soft market
and decreasing commission scales has put commercial insurance agents in a serious
bind that requires them to become more operationally efficient.

QuoteExpress meets that need head on. First, the system returns data on multiple
carriers, enabling agents to select the carrier best for their client. Then agents
request a binder by submitting the completed application form generated by
QuoteExpress. Agents also receive a completed form for their own internal use.

The whole process takes place online in a few minutes. Time saved in completing and
submitting the application alone saves up to 15 minutes for each transaction. For
active agents the cumulative effect over time is substantial, literally giving back
weeks of productive time each year, which translates into productivity gains of up
to 10 percent, or more.

"We constantly seek agent feedback on what field agents need to do their jobs
better," Hardin said. "They\'ve told us they needed a better system, and they were
right. They\'ve always been right about that. Now, we have that system up and
running, and they love it. Automation is only one example of numerous money saving
techniques The Combined Group has developed to help agents do more business in less
time, every time."

QuoteExpress also provides the same Single Entry Multiple Company Interface, or
SEMCI, service for Business Owner\'s Package (BOP) and Workers\' Compensation
insurance plans, thus multiplying the time savings potential.

About The Combined Group
The Combined Group is a leading provider of on-line insurance services. The company
provides commercial insurance products, claims management, risk management and
premium finance services that increase productivity for insurance agencies
throughout the United States. The Combined Group\'s QuoteExpressT service provides
real-time rating for commercial lines business including workers comp, BOP,
commercial auto, mono line property and general liability, and excess and surplus.
Its technology subsidiary, Quantum Integrated Systems, provides software development
for leading carriers and agencies nationwide. Corporate Website:
www.combinedgroup.com .


Web Site = http://www.combinedgroup.com

Contact Details = Michael Hardin
2304 Tarpley Rd., Suite 124
Carrollton , 75006
$$country

469-892-9821
marketing@combinedgroup.com
http://www.combinedgroup.com